Why You Need a Complete Fee Rate Comparison Table
Trading fees are the most direct and quantifiable component of trading costs. Many traders focus only on bid-ask spreads and market volatility, while overlooking the "invisible killer" of trading fees. An active trader's annual fee expenditure can account for 5%-20% of their principal. Therefore, clearly understanding the fee rate differences at each VIP level is fundamental to optimizing trading returns.
This article compiles the complete fee rate tables for all Binance VIP levels (VIP0-VIP9) across spot, USDT futures, and coin-margined futures, along with actual rates after BNB deduction.
Spot Trading Fee Rates
Standard Rates (Without BNB Deduction)
| VIP Level | Maker | Taker | Maker Reduction (vs VIP0) | Taker Reduction (vs VIP0) |
|---|---|---|---|---|
| VIP 0 | 0.1000% | 0.1000% | - | - |
| VIP 1 | 0.0900% | 0.1000% | -10.0% | 0% |
| VIP 2 | 0.0800% | 0.1000% | -20.0% | 0% |
| VIP 3 | 0.0420% | 0.0600% | -58.0% | -40.0% |
| VIP 4 | 0.0420% | 0.0540% | -58.0% | -46.0% |
| VIP 5 | 0.0360% | 0.0480% | -64.0% | -52.0% |
| VIP 6 | 0.0300% | 0.0420% | -70.0% | -58.0% |
| VIP 7 | 0.0240% | 0.0360% | -76.0% | -64.0% |
| VIP 8 | 0.0180% | 0.0300% | -82.0% | -70.0% |
| VIP 9 | 0.0120% | 0.0240% | -88.0% | -76.0% |
Rates After BNB Deduction (25% Discount)
| VIP Level | Maker | Taker | Actual Maker Reduction | Actual Taker Reduction |
|---|---|---|---|---|
| VIP 0 | 0.0750% | 0.0750% | - | - |
| VIP 1 | 0.0675% | 0.0750% | -10.0% | 0% |
| VIP 2 | 0.0600% | 0.0750% | -20.0% | 0% |
| VIP 3 | 0.0315% | 0.0450% | -58.0% | -40.0% |
| VIP 4 | 0.0315% | 0.0405% | -58.0% | -46.0% |
| VIP 5 | 0.0270% | 0.0360% | -64.0% | -52.0% |
| VIP 6 | 0.0225% | 0.0315% | -70.0% | -58.0% |
| VIP 7 | 0.0180% | 0.0270% | -76.0% | -64.0% |
| VIP 8 | 0.0135% | 0.0225% | -82.0% | -70.0% |
| VIP 9 | 0.0090% | 0.0180% | -88.0% | -76.0% |
Key Observations
- VIP0-2 Range: The Taker rate remains completely unchanged, with only the Maker rate decreasing gradually. This means that within this range, using limit orders is extremely valuable.
- VIP3 Jump: From VIP2 to VIP3, the Maker rate drops from 0.08% to 0.042%, a reduction of up to 47.5%. This is the single largest jump in the entire fee rate table.
- VIP3-4 Plateau: VIP3 and VIP4 share the same Maker rate (0.042%), with VIP4 having a slightly lower Taker rate. This means that if your Maker ratio is high, the motivation to upgrade from VIP3 to VIP4 is relatively weak.
USDT Futures Fee Rates
| VIP Level | Maker | Taker | Maker Reduction (vs VIP0) | Taker Reduction (vs VIP0) |
|---|---|---|---|---|
| VIP 0 | 0.0200% | 0.0500% | - | - |
| VIP 1 | 0.0160% | 0.0400% | -20.0% | -20.0% |
| VIP 2 | 0.0140% | 0.0350% | -30.0% | -30.0% |
| VIP 3 | 0.0120% | 0.0320% | -40.0% | -36.0% |
| VIP 4 | 0.0100% | 0.0300% | -50.0% | -40.0% |
| VIP 5 | 0.0080% | 0.0270% | -60.0% | -46.0% |
| VIP 6 | 0.0060% | 0.0250% | -70.0% | -50.0% |
| VIP 7 | 0.0040% | 0.0220% | -80.0% | -56.0% |
| VIP 8 | 0.0020% | 0.0200% | -90.0% | -60.0% |
| VIP 9 | 0.0000% | 0.0170% | -100.0% | -66.0% |
Key Observations
- Linear Decline: Unlike spot trading, futures fee rates exhibit a more even, linear downward trend, with noticeable improvement at each level upgrade.
- VIP9 Zero Maker Fee: The futures Maker rate reaches 0% at VIP9, which is extremely favorable for high-frequency market-making strategies.
- Smaller Taker Reduction: From VIP0's 0.05% to VIP9's 0.017%, the reduction is 66%, much more moderate compared to Maker's 100% reduction.
Coin-Margined Futures Fee Rates
| VIP Level | Maker | Taker | Maker Reduction (vs VIP0) | Taker Reduction (vs VIP0) |
|---|---|---|---|---|
| VIP 0 | 0.0100% | 0.0500% | - | - |
| VIP 1 | 0.0080% | 0.0400% | -20.0% | -20.0% |
| VIP 2 | 0.0070% | 0.0350% | -30.0% | -30.0% |
| VIP 3 | 0.0060% | 0.0320% | -40.0% | -36.0% |
| VIP 4 | 0.0050% | 0.0300% | -50.0% | -40.0% |
| VIP 5 | 0.0040% | 0.0270% | -60.0% | -46.0% |
| VIP 6 | 0.0030% | 0.0250% | -70.0% | -50.0% |
| VIP 7 | 0.0020% | 0.0220% | -80.0% | -56.0% |
| VIP 8 | 0.0010% | 0.0200% | -90.0% | -60.0% |
| VIP 9 | 0.0000% | 0.0170% | -100.0% | -66.0% |
Key Observations
- Lower Maker Rates: Coin-margined futures start with a lower Maker rate than USDT futures (0.01% vs 0.02%), making them more Maker-friendly.
- Identical Taker Rates: Coin-margined and USDT futures share exactly the same Taker rates.
- Same VIP9 Zero Maker Fee: Consistent with USDT futures.
Real-World Impact of Fee Rate Differences
Scenario Simulation: 1,000,000 USDT Monthly Trading Volume
| VIP Level | Spot Fees (BNB Deduction) | Futures Fees (USDT) | Total |
|---|---|---|---|
| VIP 0 | 750 USDT | 350 USDT | 1,100 USDT |
| VIP 1 | 712.5 USDT | 280 USDT | 992.5 USDT |
| VIP 2 | 675 USDT | 245 USDT | 920 USDT |
| VIP 3 | 382.5 USDT | 220 USDT | 602.5 USDT |
| VIP 5 | 315 USDT | 175 USDT | 490 USDT |
| VIP 7 | 225 USDT | 130 USDT | 355 USDT |
| VIP 9 | 135 USDT | 85 USDT | 220 USDT |
(Assuming 500,000 USDT trading volume each for spot and futures, with a 50% Maker ratio)
From VIP0 to VIP9, monthly fees drop from 1,100 USDT to 220 USDT, saving 80% in trading costs.
Scenario Simulation: 10,000,000 USDT Monthly Trading Volume
| VIP Level | Spot Fees (BNB Deduction) | Futures Fees (USDT) | Total | Annual Fees |
|---|---|---|---|---|
| VIP 0 | 7,500 | 3,500 | 11,000 | 132,000 |
| VIP 3 | 3,825 | 2,200 | 6,025 | 72,300 |
| VIP 5 | 3,150 | 1,750 | 4,900 | 58,800 |
| VIP 7 | 2,250 | 1,300 | 3,550 | 42,600 |
| VIP 9 | 1,350 | 850 | 2,200 | 26,400 |
(Assuming 5,000,000 USDT trading volume each for spot and futures, with a 50% Maker ratio)
At the ten-million-level trading volume, the annual fee difference between VIP0 and VIP9 exceeds 100,000 USDT -- enough to determine a trader's annual profit or loss.
Stacking Fee Optimization Effects
Trading cost optimization goes beyond just VIP levels. Using VIP3 as an example, here are the actual rates after stacking multiple discounts:
| Optimization Layer | Spot Maker | Spot Taker |
|---|---|---|
| VIP3 Base Rate | 0.0420% | 0.0600% |
| + BNB Deduction (25%) | 0.0315% | 0.0450% |
| + Rebate Discount (20%) | ~0.0252% | ~0.0360% |
After triple optimization, VIP3's Maker rate is only 0.0252%, which is already close to the VIP6-7 level at many other exchanges.
How to Read and Use This Fee Rate Table
For Beginners
Focus on the fee rate differences between VIP0 and VIP1. At this stage, what you need to do is:
- Enable BNB fee deduction
- Register through a rebate referral link
- Use limit orders as much as possible
For Active Traders
Focus on the VIP2-VIP4 range, especially the VIP3 fee rate jump. Plan your upgrade path and calculate the ROI of the upgrade cost versus fee savings.
For Professional Traders
Pay attention to VIP5+ rates, especially futures Maker rates. If your strategy is primarily market-making, the zero/low Maker rates at high VIP levels represent a significant competitive advantage.
For Quantitative Trading Teams
We recommend contacting Binance's VIP team directly to inquire about customized fee rate plans. Clients at VIP7+ levels can typically negotiate rates better than the publicly listed fees.
Fee Rate Table Tips
- Bookmark this page: Save this article for quick fee rate reference anytime
- Check for updates: Binance may periodically adjust its fee structure, so always refer to the latest official announcements
- Consider comprehensively: Don't just look at fee rate numbers -- also factor in your trading volume, trading frequency, and order types to evaluate the real-world impact
- Compare horizontally: Compare Binance's rates with other exchanges to ensure you're using the platform with the best fee rates
Conclusion
This complete VIP level fee rate comparison table is an essential reference for every Binance trader. Remember the key numbers: VIP0 base rate is 0.1%, dropping to 0.075% after BNB deduction; VIP3 represents the biggest spot fee rate jump; VIP9 futures Maker rate is zero. Throughout your trading career, leverage these fee rate differences alongside rebate discounts and BNB deduction to continuously optimize your trading costs.
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